My Credit Union

[soscared123]

My mortgage and HELOC is thru my credit union.
Filed Chapter 7 on Feb. 13
Feb 14 I paid my mortgage.
Today I check my credit union accounts because the trustee wants a copy of my checking account statement from feb 1-feb13.
The credit union did not apply my mortgage payment. Instead they put it in my savings account
and called it a partial payment. It was not a partial payment.

Can anyone explain why they did that?
Thank you.

[justbroke]

Only the credit union and explain why they did that. You would need to look specifically at your Mortgage account, perhaps online, and see what is currently due. You may have a late fee or something else that caused your payment to be short... even if it was by $10.00.

It will not matter as for your balance because you paid on 2/14 and you filed 2/13, so your balance as of 2/12 is what the Trustee is looking at.