Mississippi Update

[okra77]

Well here goes. I am currently awaiting discharge on jan 3. I was just wondering a few things How would I know if someone objected to my bk? Would it say on pacer?

[BobMango]

yes, Pacer would show it. Pacer should also show you all of the claims, if any, made against your case which might give you an idea of whether or not anyone is thinking about it. Were you a no asset case? If so the odds of anyone objecting to your discharge is highly unlikely, particularly if you haven't heard anything by now.

[okra77]

yes we are a no asset case. One payday loan company filed a claim they thought we were a chapter 13 case since our case number began with 13.

[okra77]

yes we are a no asset case. One payday loan company filed a claim they thought we were a chapter 13 case since our case number began with 13.

Ok guys our objection to discharge date is jan 3. What do i need to be looking for at this point?? Also we have a truck that was financed through springleaf and we surrendered it. Any idea when they will come get this thing???

[justbroke]

No one would know when Springleaf will come and get the vehicle. If they have not filed for and obtained relief from the automatic stay, then they can't touch it until your case closes.

As for your discharge and what you should be looking for, that's pretty much nothing. Unless you have access to PACER, you would just wait until you receive your discharge paperwork. Your case should close shortly thereafter (depending on your District and their backlog).

[okra77]

help

I checked pacer tonight and noticed that we had a claim on the claim register. The same payday claim place filed another claim. We are a chapter 7 no asset case and the last day to object is jan 3 . Our attorney said no need to worry she said that they probably think its a chapter 13. Since our case number begins with 13. I just dont want anything to mess up this close.

[AngelinaCat]

Try not to worry about it. It's a little late to do anything about it right now.

Try to have a little bit of 'bubbly' and relax. Nothing meaningful will happen until the end of the week. And you likely will not hear from your attorney until next Monday, January 6.

I am a little concerned that you are concerned that this creditor may think you are in a CH13, per your attorney--but trust me--some of these scumbag payday loan places WILL try to prey on you and your nerves.

Report each and every occurrence to your attorney and let him/her deal with it. That is what you paid for.

My very best wishes go to you and yours, for your New Start.

[AngelinaCat]

I just went back through your posts, and JB's responses.

If your creditor that is hounding you is Springleaf (aka American General Finance), please talk to your attorney and have him/her go after that f***** creature in the name of AngelinaCat, AngelinaCatHub, and MsJ. We have ALL been wronged by them.

That company is a 'snake in the grass' and then they changed their name, they thought they could change their colors. No.

Ms.J was threatened in her new home at least twice after she abandoned her property to BK. She would not report this injustice to her attorney, although we tried to get her to do so.

So, it would help everyone else out there if you would do that.

Thanks
AC

Thank you!

[okra77]

Ha ha i hate springleaf. They are weird as crap. The pay day loan place filed a claim when we first filed bk. Now they filed another claim same amount under a different name. I hope they dont screw up my discharge.

[AngelinaCat]

I did add a little to post #8 after you came in.

'Hub is responding now......

[okra77]

Yes i saw that. I will tell my attorney i appreciate all yalls help too. Without seeing all this i could not have made it.

[AngelinaCatHub]

I checked pacer tonight and noticed that we had a claim on the claim register. The same payday claim place filed another claim. We are a chapter 7 no asset case and the last day to object is jan 3 . Our attorney said no need to worry she said that they probably think its a chapter 13. Since our case number begins with 13. I just dont want anything to mess up this close.

First: Happy New Year. Second, I stay at home on New Year does not mean I'm not "wiped". So, before your 60 days have passed, you are in fear of a situation. They probably will not bother. We hope.

They must prove that they are a non-exempted debt. The worst case scenario is that they make an AP or Adversary Procedure against you. The AP is a suit within a bk. It does not stop your discharge; only the particular case that this claimant might be pursing.

I think they are making threats. That is all. I really doubt they will go any further. 'Hub

[okra77]

Yes its just a local place. They filed the same debt twice under different names. Thank yall again for all the help.

[justbroke]

I would not worry. A payday loan company that would open an AP (costing thousands in fees) to collect a payday loan, is, well, just foolish!

Happy New Year!

[okra77]

Thank yall for all the help. The amount is like 365.56 . I did email the attorney secretary and she said not to worry.