We received our discharge today... While it is a relief that it is over, it almost seemed like a non-event, as the stress leading up to the filing and 341 date was a lot more significant (at least for us) than waiting on the discharge. It feels kind of odd...
We are surrendering our home, and our first mortgage filed a motion for relief from stay and an order was granted approving their motion prior to our discharge, but they still have not taken any action. Isn't that odd - they would pay attorneys to file a motion, attend a hearing, and then not proceed with it? Since we're in a non-judicial foreclosure state, I expect that it will happen at any time, but in the meantime, we have made arrangements and have somewhere else to go at a very reasonable price for our area. The rental is not paradise, but in a good area, close to work, and at a price of $500+ per month less than "norm" for our area, we're happy.
Thanks to everyone here for their kindness, advice & support. Not really sure what is next, but it is nice to be able to turn the page and be debt free.
We are surrendering our home, and our first mortgage filed a motion for relief from stay and an order was granted approving their motion prior to our discharge, but they still have not taken any action. Isn't that odd - they would pay attorneys to file a motion, attend a hearing, and then not proceed with it? Since we're in a non-judicial foreclosure state, I expect that it will happen at any time, but in the meantime, we have made arrangements and have somewhere else to go at a very reasonable price for our area. The rental is not paradise, but in a good area, close to work, and at a price of $500+ per month less than "norm" for our area, we're happy.
Thanks to everyone here for their kindness, advice & support. Not really sure what is next, but it is nice to be able to turn the page and be debt free.
Well, the very FIRST thing that is next, is your party!!! 
Relax and enjoy:
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