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    New CC Pre Discharge

    Wifey and I filed joint Ch7 no asset and had 341 on 7/2

    She got a preapproved Cap1 app in mail and applied last night.

    Was approved for $1k creditline and Card is in the mail.

    I didn't know about it.

    Any consequences since we are pre discharge?

    We do not plan on using it pre discharge.

    Thanks

    #2
    I am unaware of anything that prevents a Chap 7 debtor from incuring debt before discharge. Even if there was, opening a credit card account and not using it isn't the same as incurring debt. It shouldn't be a problem.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

    Comment


      #3
      Thank You Maam...

      Comment

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