notice of hearing on reaffirmation agreement

[bigscott]

Hello All,

I live in NJ and finance a vehicle from a credit union. I signed the agreement and so did the credit union. I received a notice of hearing on reaffirmation agreement and am stressed. What does this meen? I am current on the car payment as it is drafted from my paycheck. Is it possible I must surrender the car? My attorney did check the payment does not impose a hardship. I really need this car....my wife uses it to comute to work. (She did not file only me), I also have a paid off car in my name that I use for work.

[keepmine]

Just means a judge will decide if making signing the reaffirmation agreement is in your best interest.

[bigscott]

so I cannot be forced to give up the car?

[keepmine]

Some judges routinely refuse to sign off on reaffirmations.
If that's the case here, yo've done all the bk code requires. You tried to reaffirm-the code doesn't say the reaffirmation must be approved. In that case, you keep the car as long as you make the payments.

[ccmisery]

I have one coming up too with Ford Credit, did you lawyer sign the agreement?