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Will i get offers from creditors I put in BK chap. 7 after discharge?

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    Will i get offers from creditors I put in BK chap. 7 after discharge?

    So i hear Cap1 is bk friendly however I had to put a $400 CC into my chap. 7 case for cap1. They have always been good to me just wondering if they would ever offer me another CC or even an auto loan after discharge?... anyone have a similar story or advice?

    #2
    I BK Cap one and got a unsecured card from them about 4 months or so after discharged

    Pam

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      #3
      Some creditors are well known for blacklisting people who BK them. American Express is one such creditor.

      I've never heard of Capital One blacklisting.
      Chapter 7, above median, no asset. Discharged with no UST involvement.

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        #4
        I listed a Cap1 card in my bk and 3 months later they sent me an unsolicited cc offer with no AF. I applied and got a card with a $1K limit. It's very seldom used but I looked at the statement a few days ago and my credit line is$5500.
        In 07, nearly 2 years from my filing, my wife and I were approved for a car loan via the blank check program.

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          #5
          Chase, GEMB, and BOA have all blacklisted me, perhaps because I filed on them? Others, ie Cap1 and Wells Fargo have been happy to step in and service me instead.
          All information contained in this post is for informational and amusement purposes only.
          Bankruptcy is a process, not an event.......

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            #6
            Just had a thought. About 2 years ago, I got a Kohls card with a $800 limit. Cap1 administers the Kohls credit card portfoilio.

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