Gambling CC abuse? Please help!

[catleg]

As someone who's been there, fix the problems in your life that are causing you to gamble. Usually it is boredom. Sometimes it is stress, sometimes it's the side effect of medications. GA can work but the success rate is much lower than AA.
If you are in the casino's player card program, call them and have them flag your account as no calls/no mail/no-email.
If your state has a self exclusion program you may want to look into that.

[Firewomen]

Thanks to everyone who has wrote me, suggestions ect. This sure is a very interesting website. Well I did send my dog to the HAPPY place where she will meet all her predecessors and friends. Last week was probably one of the toughest of my life, thank god it is behind me.
In direct response to albacore44 you say "plan your bankruptcy", stop paying your cc. So as I have said in the past I have never missed a payment. What will the CC do once I stop?? The most wonderful thing about this forum is no on judges you, so when I say this I am no means doing that. Was you cc dept $187,000? Mine is about $42,000, what will they do to me as the months go on? My quit date for the gambling is this friday June 7 when I get a "decent" paycheck. This winter was slow for me so paychecks have been barely enough to live on. Again thanks to all of you!!

[LadyInTheRed]

You've been advised by an attorney to keep making minimum payments because of the recent charges. So, don't stop making the payments until the attorney says it is okay.

The advice to stop paying credit card bills is standard advice given to most people once they decide they will definitely file BK. But, your situation is an exception.

When it is time to stop making payments, the CC companies can do nothing to you other than call you and, eventually, sue you. By the time they get around to suing you, you should be ready to file BK. Read tips for dealing with the calls in the "collections" forum.

A note for anybody who read this. If ever the advice you get here differs from the advice of a BK attorney, make sure you understand the reasons for the differing advice before you decide how to proceed. Attorneys do get it wrong sometimes. But, you should be darned sure an attorney who has reviewed your situation got it wrong before you take advice you get from a well-meaning stranger on the internet. If you do think an attorney got it wrong, go consult with another to confirm what you learn here.

[Firewomen]

Ok that makes sense, but I do have two CC that had balance transfers that I have just been making the minimum payment on, no transaction activity for at least 6 months, maybe I could stop making the payments on those?[/FONT]