Long story short husband lost a very good job in August of 2011. Took a couple of months but he found another job at about half of what he got paid before. Decided to go to school as well as work and took a student loan out for it. Still have so money for school in a separate account for it. We do have a 401 from his past job but have not touched it. We pay both medical dental and life insurance. We would like to stay in our home and have never missed a payment . Have only be paying for the secure loans which we have. 1 how dose his school money affect us in filing,as well as the other issues (medical ,life ) we have been putting money up for emerency (not in a bank ) Someone said if we file 7 we can not keep our home. Our cars are all paid off . So any help or advise would be great. Our debt in credit cards may equal to 150,000 have not used them in months.
Thank you rjk
Thank you rjk
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