top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Credit report, something weird happen today.....

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Credit report, something weird happen today.....

    Since filing BK in Nov 2012, i have been watching my credit report like a hawk.

    I purchased my report last month and saw some issues regarding my BK with accounts that were discharged stating current and a mortgage and car that were reaffirmed stating discharged.

    So i went through the process, sent them the formed i downloaded and attached some paperwork for their review. 3 weeks later, i received an updated credit report, my car and mortgage were corrected since they checked pacer i am assuming.

    But the two accounts that were listed as current but actually discharged in the BK were actually totally deleted from my credit report.

    Has this happen to anyone?

    If so, did they ever show back up?

    Thanks
    Filed Chapter 7: Nov 2012, Discharged Feb 2013, Closed May 2014
    Post-Discharge:EQ: 665, EX: 716, TU: 674 (All Fakos)
    Current FICO Scores (1/1/15): Ex: 706, TU: 690, EQ: 676

    #2
    This happens sometimes as accounts are updated. A credit report will go through many contortions as creditors answer challenges and update their info. Almost all legitimate credit accounts will show up eventually. Their status may be incorrect (which is worth challenging if that works in your favor) but they will show up.

    Comment

    bottom Ad Widget

    Collapse
    Working...
    X