My husband and I just tried to reaffirm our car, and the judge denied it, and told us to find another car. We had to do some searching, but we did find a loan, just waiting for it to finalize now.
We had the income for the car payment, but the judge said since our car was a 2005 and we owed way more than it was worth, he wasn't going to approve it. The interest was 26% and we would have to make payments over five years.
The new car is a 2011 and we have I think 17%. It's not the best, but again, we searched through places that approved really bad credit and/or people in bankruptcy.
Everyone here has great advice, as usual.
We had the income for the car payment, but the judge said since our car was a 2005 and we owed way more than it was worth, he wasn't going to approve it. The interest was 26% and we would have to make payments over five years.
The new car is a 2011 and we have I think 17%. It's not the best, but again, we searched through places that approved really bad credit and/or people in bankruptcy.
Everyone here has great advice, as usual.
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