Strict Trustee - need input

[LostOne0069]

[url]http://Please be aware that through January 20, 2006, 81% of the cases dismissed under the new provisions of the Bankruptcy Code were filed by debtors who did not have an attorney.

As was mentioned before, this is not the same as "81% of all pro se filings" being dismissed.

This is saying that "of the cases that were dismissed.... 81% were pro se filers" and quite honestly, this makes a LOT of sense! I mean, it's a lawywers JOB to ensure that cases DON'T get dismissed. I would be terrified if this statistic were any lower than it is! That would mean that the lawyers didn't know what they were doing for those of us who are paying them a lot of money to help us file.

[Minnymouth]

I can offer you several suggestions under your circumstances with having a business also involved with your bankrutpcy:

1. Let the business die (if not profitable)..... stop paying unecessary bills for 3 months, then file bankruptcy..... pro se if you feel comfortable with it.

2. Let the business die..........stop paying cc etc....... (only pay what you intend to keep - home, auto etc.... Save the money you would have paid on cc etc and pay you an attorney to handle this for you...... well worth it!

3. Keep you business active - file yourself ..... and take your chances on the outcome.

4. Keep your business active - hire you and attorney... and let him do all the work in your best interest.

The options are yours, but bankrtupcy is not really something you want to "fool around" with if your not sure of what your doing...............

Just my thoughts....

[djk]

YEP FOLKS - IT'S IN WRITING AND IN THE COURT RECORDS....

Not only this state, but many others also..............

When you file pro se - the Court Clerk tells your NOTHING - you ask questions, you will get NO ANSWERS - because you are representing yourself and are expected to know what to do, when to do it, and how its supposed to be done correctly.

You are on your own when you file pro se - legally, financially (all expenses involved) and if you do not know what your doing - YOUR CASE WILL BE DISMISSED......... The Trustee will not give you a written statement saying why your case is dismissed - he will just say "improper paperwork"!!!! (and you figure it out)................

So pro se filer - BEWARE - know what your doing................

Especially if you have a home you don't want to loose, or have a business venture that is also part of your personal debts...........

actually the clerk should notify you of any deficiency in filing. if they do or not is probably a jurisdictional thing. on the other hand it seems that 20% of dismissed cases are handled by lawyers, to me that is the more tragic statistic. imagine plunking down a grand or so and then having your case booted. So those who speak with lawyers, BEWARE, know what you are doing.... ask them what happens if your case is dismissed, do you get your money back?

[krobin02]

Whew!

Thank goodness I'm not in that 81%. Just twiddling my thumbs waiting for the discharge. (Filed pro-se 01/18/06)