Non creditor request for notification, WTF?

[kawh]

I looked on Pacer a little while ago, doing my weekly check, and there was something filed. There was nothing left to be filed after my attorney filed the debtor education certificate, so this was a surprise.

After my heartbeat slowed back to almost normal, I queried the document. It was just GE Capital retail blah blah blah. A creditor request for notification, it said. Not appearance and notification, just notification. I do still have their Lowes card, maybe with a $300 credit limit, but haven't charged anything in 5 years and don't owe them a thing. And they haven't sent me a bill for 5 years, after being paid off.

Can just anyone you have a line of credit with, request notifications with your bk? Why would these people care, if they were going to shut down the credit, looks like they would have after learning about the bk, not wait until it's over. What possible interest could they have in whether I get a discharge, since I don't owe them?

Or maybe, they were just updating their address for notifications with the court, and it winds up on all of the active bk cases? I don't think these non creditors should be allowed to file anything on our cases.

[btbeme]

Can just anyone you have a line of credit with, request notifications with your bk? Why would these people care, if they were going to shut down the credit, looks like they would have after learning about the bk, not wait until it's over. What possible interest could they have in whether I get a discharge, since I don't owe them?

Or maybe, they were just updating their address for notifications with the court, and it winds up on all of the active bk cases?

Since that credit card is likely tied to your SSN, once you file you can bet that creditors will find out - even old ones. I am sure that there is an automatic trigger at a lot of creditors that looks up your info the moment your SSN crosses their radar screen.

Think nothing of it. Routine. And you gave them permission to do so when you signed your cardholder agreement many years ago.

[justbroke]

I would not waste any of my time or energy on a request for notice. At worse, if you had to serve that creditor, you'd have to notify them based on the request for notice. Purely routine.

The entire purpose is so that they can be notified if there is going to be any distribution in the case and so that they could file a "claim" if there was going to be a distribution. Nothing more.

[Pjmax]

I have one of those too (on Pacer.) It was a fourth or fifth generation debt buyer that was on my creditor list. Didn't look like it amounted to anything, but I was curious also.