how long after filing for creditors to stop calling? and a rant...

[catlfuzzy]

Finally filed late on Tuesday; most of the calls have stopped, but two companies have continued. I trust it is just lag time in them electronically getting the message about my case.

The calls are mainly during work hours so I cannot answer them; but one just came in from Allied Interstate (for Lowes) and the agent began the call by barking off my birthdate and last 4 of social..... I literally could not understand her. So it seems even debt collectors have been outsourced overseas. Yikes.

So how long does it take for all to get the message?

Cheers!

[AngelinaCat]

Everyone should probably be notified by Tuesday of next week, but two weeks at the latest.

[LadyInTheRed]

Have your case number next to the phone. If you get another call, tell them you filed bankruptcy and give them the case number. Tell them that any further calls are in violation of the automatic stay.

[tobee43]

as Lady points out the key here is having that case number to relay to the creditor, without it, actually, they have a legal right to continue to call. however, once they have rec'd that case number and continue, they are in violation as has been pointed out above.

[nceguyfromne]

Finally filed late on Tuesday; most of the calls have stopped, but two companies have continued. I trust it is just lag time in them electronically getting the message about my case.

The calls are mainly during work hours so I cannot answer them; but one just came in from Allied Interstate (for Lowes) and the agent began the call by barking off my birthdate and last 4 of social..... I literally could not understand her. So it seems even debt collectors have been outsourced overseas. Yikes.

So how long does it take for all to get the message?

Cheers!

For me, it was less than a week for all but one straggler, which stopped calling once I gave them my attorney's name. Bottom line, though -- calls or no calls -- is that you now have the full protection of the automatic stay and your legal obligation to these debts (assuming your discharge goes off without a hitch) has ended.