We first talked with the attorney about 6 weeks ago. Based on our income, I thought for sure that we would be in a 13 as our gross annual income is around $111K with 4 in the household. Well the documents came in the mail today for us to review with a note to call for an appointment to discuss several secured loans (autos) and potential cross collaterization issues.
I started reviewing these documents trying to absorb all the numbers and figure out how we could qualify for the chapter 7. I get to line 25 of the B22A and a number of $4700 jumps out at me. From what I've read this field is only for taxes, not including real estate and sales taxes. It is an average monthly amount. I looked over our paystubs and we are nowhere close to this amount for our withholdings. And of course that attorney's office was already closed for the day and won't be in until Monday. So, am I missing something or does this appear to be an incorrect number? I think that even if this is wrong we may still have a $0 DMI but it would be close if this number is truely way out of line. Any thoughts?
I started reviewing these documents trying to absorb all the numbers and figure out how we could qualify for the chapter 7. I get to line 25 of the B22A and a number of $4700 jumps out at me. From what I've read this field is only for taxes, not including real estate and sales taxes. It is an average monthly amount. I looked over our paystubs and we are nowhere close to this amount for our withholdings. And of course that attorney's office was already closed for the day and won't be in until Monday. So, am I missing something or does this appear to be an incorrect number? I think that even if this is wrong we may still have a $0 DMI but it would be close if this number is truely way out of line. Any thoughts?
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