Can I be added as an authorized user on wifes CC's?

[shoopy]

Initially I wasn't too concerned about not having any credit cards after filing BK, but after reading some of the car rental posts on the forum, it seems that many car rental have an issue if you don't have a credit card. I always figured a debit card would work just fine.

My wife will not be filing BK with me, so her credit should not be affected, but her personal credit cards are issued by the same big name (Citi, etc.) banks that I will be discharging in BK. My concern is, if she tries to add me as an authorized user, will the card companies take exception to adding a known dead beat, and possibly cancel her cards?

Usually she is with me when we have occasion to rent a car, so it shouldn't be an issue that often, but the thought of being stuck somewhere, without a utility bill, or pay check stub in order to rent a car is somewhat disconcerting.

[malf1204]

The only company I found that refuses is American Express. I am an authorized user on my wifes discover, US Airways Mastercard and Walmart Card.

[tobee43]

yes, AX is the only one i have heard of as well that will not allow it, although, i just read on the board today someone was able to get added to her husbands cards after filing. so, i guest it just depends on what day of the week it is, as it makes little to no sense!