If only I am filing, are my spouses debts considered expenses?

[shoopy]

I realize that since my unsecured debt will hopefully be discharged, it can't be included in monthly expenses. My wife is paying a total of $150 on two credit cards. Since she is not filing, can that be considered a valid monthly expense, or is there some weird BK logic that makes all CC debt not allowed as an expense?

[HHM]

Yes, it is an expense and goes in the "spouse" column of schedule J.

[justbroke]

Unsecured credit card payments are disallowed when you are the debtor. However, when there is what they call a non-debtor spouse (a spouse not filing), that spouse's expenses can include payments to unsecured creditors. On the Means Test, you would put these under the Marital Adjustments area.