Question on switching back accounts and overdraft

[dork]

Hi,

I have a checking account with fell into overdraft about 3 weeks ago (nothing new, just trying to pay bills). I went over by about $500. Had a couple must pay bills come out, and my job paid me 2 wks late. Anyway, its now $1000 negative due to their wonderful fees ( and since Discover ignored my request to not auto-debit, i have 8 return charges on my account).
I opened a new checking account about a month before this happened (Citadel offered $100 gift card for new account). I have everything switched to my new account, direct deposit, checks, etc.

My question is, is the overdraft going to be dischargable in 7? Also, will it look like i did this intentionally (i didnt, i have a history of paying overdrafts and getting back positive)? Should i wait a certain amount of time before filing? I retained lawyer and stopped paying cc's in march, but dont yet have the money to pay lawyer and fees.

Thanks for any assistance!

[keepmine]

OD fees are unsecured debt and dischargeable in bk.

[Drazil65]

Hi, lets see, you stopped paying CC in March, opened a new checking account at a different bank a month ago, went ahead and used the overdraft knowing there was not enough money to pay your blls in your old checking, yeah I am thinking this might seem like a purposeful transaction. Might be a red flag now with the fees/OD up over $1,000 especially.