Utah: Cars and Equity Help!

[upsetinutah]

My husband I live in Utah, and he is filing for bankruptcy, I am not. He is hoping for Chapter 7.
Our lawyers are less helpful than we'd like, and I'm hoping you all will be able to give me some advice.
My husband has a vehicle with $10,000 equity in it, but still owes about 2500. I own a car outright, with about $1,800 equity. Utah law allows him $2500 total in equity.

A)My husband would like to sell both cars, and get 2 cars worth about $5000 each, fully paid off. I feel that if we do that, then we will lose both cars, as we will still have 10000 dollars equity! He insists that they will depreciate in the 3 months before we file, and that "they would never take both our cars"

B)As I understand it, they'd take both cars, and I think we should get rid of the truck with all the equity, and get another car that costs about 2,000 or so, So we don't have equity and worst case scenario we lose one vehicle.
We would use the money from the truck to make sure both vehicles are in good working order, and on other exempt things, like a couch, food storage, and possibly to pay off student loans.
Can you let me know who has the better plan, or if we are both wrong?

[btbeme]

We need more info - such as how the titles on the vehicles are held - before we can answer directly, but some simple answers:

A. Your husband is dead wrong about taking both cars. They will if they can - but we need more info here. How are the titles held? What are the cars' values (don't confuse equity with value)?

B. There are better ways to make sure you are OK, but we need the info above to start. And paying stuff off, like a student loan, can get you into a lot larger mess.

I see you have spoken to an attorney - has that attorney been retained? Or just consulted?

When married but only one spouse is filing, there can be a lot of loose ends that can bite you hard if not properly tied up.