I filed for a ch7 and I'm in day 25 of the 60 day club.. All of my creditors have either removed themselves from my credit report or updated themselves to IIB, Is that normal? I owed Capital One, Macys, Tmobile, Sprint and a couple collections (non credit card).. everyone removed themselves and only Capital one and Macys is left and Macys updated to IIB... Is that normal?? Seems like all the collection agencies were removed. My credit report is almost up 100 points from my filing.. most of it was old debt five years or older... Any idea as to when Capital one will update?
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They should update within 30 - 180 days of discharge. Patience grasshopper........All information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event....... -
Pull your credit reports about 3 months after your discharge. Things will be more settled by then and you will see much different things than you are seeing now and then go from there..._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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