Chapter 7 is HOA included in needing to be current?

[Blackgoose]

Hey guys... My attorney left me a message today about our HOA. I know if your looking to keep the house the 1st and 2nd mortgage have to be current. Does that also include my HOA fees? We are currently behind on those by $400. Thanks

[keepmine]

HOA fees accured prior to filin are discharged.
What was your lawyers question concerning HOA fees?

[Blackgoose]

He left a message asking why I didn't claim them as debt. I thought that was considered same as mortgage.

[Blackgoose]

So do our HOA fees just go away and now we start paying like nothing happend since we're keeping the house?

[keepmine]

So do our HOA fees just go away and now we start paying like nothing happend since we're keeping the house?

Yes, post bk you are responsible for HOA fees.