Would you file BK or not? I haven't been sued and have til Sept. and all my cc debt SOL will have expired..I'm in Ca. and its 4 years here.. Citi has forgiven 50% of my cc debt (sent me a 1099C) and I am insolvent.
So far no lawsuits but I still have 4 months..then from what I'm reading and hearing I have 3 years and can have the credit agencies take off the debt off the report..
The way I'm looking at it is I'd rather wait 3 years with bad credit than 10 years with a BK..
I would love anyones thoughts on this..
Thanks
R2P
So far no lawsuits but I still have 4 months..then from what I'm reading and hearing I have 3 years and can have the credit agencies take off the debt off the report..
The way I'm looking at it is I'd rather wait 3 years with bad credit than 10 years with a BK..
I would love anyones thoughts on this..
Thanks
R2P
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