I was told by my attorney that the day I file they take a snap shot of my bank account and any money I make after I file is mine. I took a commission sales job and have been doing really well. Just now dining out that they look at my pay stub at the 341 and they are suggesting I file a chapter 13. Has anyone eve had to deal with this? I feel like I'm back at square one.
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Schedules I & J are 'forward looking' regarding income & expenses, as of when you file. The trustee may feel you didn't list your correct income on the schedules. Did you take the job before or after you filed?~Staci
Not an attorney, and never played one on tv. My responses are based on my own experiences & personal opinions.) -
especially, if there was a change of employment. i do know (at our 341 chapter 7) we were asked if we were expecting any employment changes or salary changes in the future.8/4/2008
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I took the job right before I filed. It's 100% commission though so there is no way of predicting what it will be.Comment
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If your actual income is higher than what's on your schedules, I suspect the trustee has a good argument. The error was not intentional, but your schedules are wrong.
Originally posted by Blackgoose View Post~Staci
Not an attorney, and never played one on tv. My responses are based on my own experiences & personal opinions.)Comment
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Blackgoose, you posted a little over a month ago that you lost your job after filing. Did you have 2 jobs? Maybe the loss of one job will help offset the underestimate of projected income from the other?
What does your attorney say about all of this?LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!Comment
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I was working a job getting paid with W2. Lost that job and started a sales job. 100% commission and making more. My attorney has been really short and frustrated with me. I just found out today. His words were well talk next week. Just trying to find something out so I don't sit through the weekend with this.Comment
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There was a recent judgement filed in florida regarding this. It was about the SNAPSHOT approach and was just filed about 3 weeks ago (it helped my case a LOT). The bankruptcy is still valid........ if you didn't know about this when you filed I don't see how it will have a REAL impact judging by the snapshot approach.Comment
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