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Finally discharged on Aprl 7 but have questions!

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    Finally discharged on Aprl 7 but have questions!

    Like it says we were discharged on April 7, 2012. Today I just checked my scores on Myfico.com. my wife will check hers later. Anyway mine is around what I had expected Equifax 566. However we included both autos in the bk. One we reaffirmed because we only owe less than $2000 on it and wanted it to improve our scores. The other had to be surrendered to the trustee as we had an equity of around $17000 on it. Now this auto that we surrendered is showing up on the report as late since December 2011. Then showing late on Jan. and Feb. 2012. However it shows paid in full. Shouldn't there be no derogatory remarks since it was included in the bk as of November 2011? Everything else I've checked so far has IIB. THANKS

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