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Has anybody used this online means test?

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    Has anybody used this online means test?

    Hi,

    Just wondering if anyone has used the means test at http://www.bcande.com/home.html .

    According to their test I would pass the means test with flying colors. I'm just not sure how accurate it is or how up to date.

    Before the deductions we are about $22,000 over the median income but after the allowable expenses on the online test we still get under the state median.

    Any clue as to how accurate this thing is?
    Thanks!

    #2
    I would download a copy of the actual Means Test Calculator form and compare the two.....
    NOTE: I am not a lawyer...any advice I give is for entertainment purposes only. Legal questions should be directed to competent counsel. I am just a troll. Or a Toad.

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      #3
      I just tried it and I'm below the median income and it still tells me I'm above it.
      *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

      My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

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        #4
        When in doubt, go straight to the source....

        http://www.flmb.uscourts.gov/calculator.htm

        You'll have to go to the US trustee website to get exact numbers for your area. When I gave my atty a copy during our initial consultation, he came up with the same numbers that I did.
        Filed Ch 7: 02Jun06.......Credit after BK:
        341: 28Jun06...............11Sep06 - Orchard Bank $300
        Discharged: 29Aug06.....15Sep06 - Hooters MC $1000
        Closed: 29Aug06...........18Sep06 - Cap One $300

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