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Do I have to amend my Schedule/Matrix?

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    Do I have to amend my Schedule/Matrix?

    Hello again

    I am pro se, filed Chapter 7 on 2/8/12, and my 341 meeting is scheduled for this coming Wednesday.

    Since I am on the deed, but not on the note, of our home that I own with my hubby, I included our house on my Petition and appropriate schedules of my BK. Fast forward to last week, my husband received a letter stating that our house was going to be foreclosed upon, sale date set for 4/3/12, etc., etc. (We are in non-judicial state). Thanks to the wonderful advice on here , even though I have no financial obligation to the loan, I notified the attorneys office that sent the foreclosure letter that I had filed bankruptcy, sent them my BK info, and even sent them a Suggestion of Bankruptcy. I advised them that since I co-own the house, and I filed for BK, that the house was part of the bankruptcy estate and therefore was under Bankruptcy protection. SALE IS OFF FOR 4/3/12!!! - I notified the attorneys office on 3/7/12....and ironically I received the same letter that my husband received re: foreclosure and sale date (dated 3/8/12) but addressed to ME.

    The letter says that they will be seeking attorneys fees, blah, blah, so my question is, do I now have to amend and add the attorney's office to my Schedules as a creditor? Or, since I have already included BOA (the lien holder on our house) on my Petition, will that suffice?

    I don't want to make any waves at the 341 meeting of course as I am already nervous enough as it is, but the attorney's office did send me the collection/foreclosure letter dated after I notified them of my BK. I am certain that they received notification of my BK filing on 3/7/12 because I faxed it to them and have my fax cover sheet to prove it. ....Can they get into trouble for this???

    Thank you in advance for your responses!

    #2
    The attorney is an agent of the B of A so does not need to be notified on matrix. He has been notified and proof is in his letters. He is B O A so not to worry. The threat of added costs is SOP so it will be discharged. You are fine. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      Ok, thanks!

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