DH's 10 years is up and he is up for his security clearance renewal. I'm nervous b/c they are running a credit check. Is there anything different he should be doing on his application?
Thanks!
Thanks!
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"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11 -
Depends on the TS paperwork he has to file. If it asks, he must disclose - failure to do so will be bad. When they pull the credit report, they will see the BK and will certainly ask about it.
Depending on the job, they may or may not make a stink about it. In any case, however, they will certainly be interested in why the BK was filed and the circumstances leading up to it. At-risk behavior is what they are looking for, so there is a big difference between having to BK over medical bills versus a BK over gambling debts. -
Freddy, the way I read the guidelines on security clearance, filing BK is better than still struggling with debt. See my blog: http://www.bkforum.com/entry.php?222...and-Bankruptcy Reading about the mitigating factors could help your husband prepare for a conversation about the BK. Showing that he is back on good financial footing and is not going to get back into trouble should help.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!Comment
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Freddy - did you both file? I thought it was only you...but its been so long ago I dont remember exactly. I do know that if you both filed he should've discussed it with Personnel and/or supervisor prior to filing. I seem to recall something in the regs regarding filing BK from when I used to work for the gov't.Comment
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We both filed. He did discuss it with HR and they said it shouldn't be an issue b/c they have had some other employees file.Originally posted by Pandora View Post"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11Comment
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I agree with HR - it should not be an issue at all
Dont worry yourself over it (although I know you will) (((hugs)))
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Originally posted by Pandora View PostI agree with HR - it should not be an issue at all Dont worry yourself over it (although I know you will) (((hugs)))
Thanks I am nervous...lol
"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11Comment
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Depends on the level of clearance....we found that out when my hubby's clearance was not renewed and the reason in writing stated was due to the BK only. He had very high level clearance._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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Did this have an impact on your DH's employment?"To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."Comment
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The filing? I don' think so, he's still employed.Originally posted by AngelinaCat View Post"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11Comment
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I have a TS with an SBI. When my review came up last year they didn't bat an eye. It came up, they asked me for my explanation and I'm still PRP.Comment
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