This is turning into a nightmare

[mountanddo]

Our debt dies with us. The creditors can go after our assets, but children and grandchildren would have no liability for the debt except maybe up to the value of assets they inherit.

Thank you for posting this. It alway's bothered me when life insurance commercials try to sell their policies by saying that you don't want to leave your bills to your loved ones.

[keepsmiling]

I'm curious. What exactly would a tt do with gift card?
Sell it I guess?

[despritfreya]

I'm curious. What exactly would a tt do with gift card? Sell it I guess?

Slip the card into his/her pocket for future use?

Actually in Gietl the Trustee's final report shows that the store agreed to redeem the gift certificate for its face value so she got cash for it ($4,500.00) and then distributed the cash to herself and creditors.

Des.

[keepsmiling]

Lesson to be learned.
Buy them in small amounts with every shopping trip.
CYA.

[keepsmiling]

OP, are you there? It's been a while since you posted. We all hope you are ok.
We never heard about your housing situation. It could be significant.
Sending good thoughts over the ether to you.

[LadyInTheRed]

Lesson to be learned.
Buy them in small amounts with every shopping trip.
CYA.

No matter how small they are, they are assets that should be included in your petition.

[OhioFiler]

No matter how small they are, they are assets that should be included in your petition.

With all the work involved in preparing for a bankruptcy I'm sure it's easy to overlook a few small details such as gift cards.

[LadyInTheRed]

With all the work involved in preparing for a bankruptcy I'm sure it's easy to overlook a few small details such as gift cards.

Advocating overlooking them intentionally is advocating fraud which is against forum rules.

[mountanddo]

I'd hate to get my bankruptcy dismissed because I neglected to include all assets no matter how small.