After filing CH13 in 2009, then getting a dismissal, and filing our CH7 in Aug. 2011 those chapters in our life are over! I will now begin the process of rebuilding our credit. We have made significant changes to our budget. We both are working full time, and are very hopeful about not only this up coming new year, but the future for our family, in general. With two in highschool and one in grade school, things definately are NOT getting any cheaper. But we are smarter now, and prepared. I am so thankful for the many on this forum who have helped alomg the way. Justbroke, HMM, Angelinacat to just name a few that stand out. So many of you to thank! The support has been incredible! Here's to a new year, and a new life! 
***I must also thank my family, although they do not participate in this forum, they have been so supportive!
***I must also thank my family, although they do not participate in this forum, they have been so supportive!
May you have health, happiness, and prosperity in the New Year!! Here you go:
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