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    House payment

    Can you miss a payment while n chapter 7???

    #2
    Well. The short answer is yes. But the bank still retains their rights to act upon their lien (i.e. start foreclosure proceedings), although they will have to get permission from the court (called "application to lift the automatic stay"), but the court will approve it. WILL they do that for missing just one payment - maybe not. But, if you have included your mortgage on your BK filing (which you MUST do), and have not reaffirmed it, they cannot come after you for the MONEY part of it, but still can foreclose on your house if you do not work out some other arrangements (modification), catch up plan, etc..

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