After months of planning and deliberating, my wife and I will be filing Chapter 7 tomorrow! Last week I met with about 5 different attorney's and we decided on a different one that we had originally planned on going with a few months back due to a gut feeling and a smaller fee. She spent a LONG time with me answering my questions and seemed really knowledgeable and she really felt our Ch. 7 would be "hiccup free". I took her a retainer that covered a credit report, and the 2 counseling sessions we would need on Friday. My wife and I took the first course over the weekend and we have an appointment tomorrow afternoon to pay the remainder and sign everything and I believe once that happens, we will be filed as of tomorrow or Wednesday! I wanted to say thank you to all of you that answered my questions over the past few months and offered helpful hints and tips. I will keep this thread updated with out progress! THANKS AGAIN BKFORUM!
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Good for you both! We filled Oct 26th and since making that decision, have felt a great wave of relief knowing we were doing the right thing. Had our meeting of the creditors this past Tuesday that went very smooth and uneventful..Filed Chapter 7 October 26, 2011...341 meeting November 29, 2011...Trustee's Report of No Distribution filed November 29, 2011.....
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