Credit card offers in the mail

[ianbell534]

I just received a bunch of credit card offers in the mail. These all say they are pre-approved etc. Will I have better luck getting approved with one of these offers rather then finding an offer online? I don't even know if they would approve me no matter what? Any thoughts?

[buffetbuster]

If you are pre-approved, yes...basically all you have to do is make the application "official". If you are pre-selected, that's a big difference. That doesn't guarantee any type of approval.

[GIn]

Check the fine print. Chances are you will have to pay a yearly fee if you accept any of these offers.