I am getting ready to "make the call" I keep seeing an ad in our local free paper for a law office that specializes in bankruptcies. I have known this might be coming. I just obtained a full-time job, but have gone many summers without a job due to the fact that I work in education and have had to work as a substitute for many years because it is very difficult to get a full-time teaching job in my area. I thought my new job would help turn things around, but I am afraid it is not enough and our financial situation just keeps getting worse. Any advice for "newbies" like me would be appreciated. First question is, if I cannot pay all of my bills, how do I pay an attorney?
I am scared.
I am scared.
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