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CAPITAL ONE buying INGDIRECT. Can they freeze my accounts?

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    CAPITAL ONE buying INGDIRECT. Can they freeze my accounts?

    Hi all,
    I was planning on opening a new checking account with INGDIRECT but just found out that Capital One is buying them out. I BKd some debt w/ Capital One and since my case is not yet discharged, could Capital One freeze my checking/savings if I were to open them now? I wanted to go with ING because my small community bank has started to charge a $10.00 monthly maintenance fee for having a low balance (>$500) and there's no way in hell I will be able to carry that amount each month. Looks like the small community banks are going to be a thing of the past. What a damn shame. BTW, I watched "Too Big To Fail" tonight (excellent movie) and it makes me afraid of even putting money in the bank now. Eek!

    #2
    Good question - frankly I wouldn't bank with Crapital One regardless...you could try Etrade bank...to be safe, I think I'd stay away from ING...

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      #3
      have you asked your local community bank what else it offers to get the fee waived? Sometimes so long as you make a direct deposit the fee is waived (thats how we got around it).

      I've seen that movie along with many others and every time I watch them... it gets me into a mob mentality LOL!

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