I meant to post here when I actually filed on 8/30 but forgot...so that's the first news. All my angst over the expenses (see separate thread on "if I passed means test why does lawyer want me to find more expenses") was unnecessary, and lawyer was satisfied with what we went with on the petition. I had $130 in the bank that day and lawyer's comment was "under $500" seems to be the acceptable threshold here.
So anyway...I was actually looking forward to ANSWERING those "toll free calls" and "out of area" calls (don't know how anyone does this without Caller ID) but....NO CALLS! What I thought were creditor calls were charity solicits and phone company wanting to "bundle" a better package, etc.
I only have spoken to one creditor that I called...and was transferred like three times before speaking with a very pleasant gentleman who wished me well and asked if I had done CH 7 "because that's the best" and said all calls would stop. He did take lawyer's contact info and case number and that was it. I wonder if they actually do follow up with attorney.
I'm actually disappointed I haven't had the oppty to speak to more creditors! The court notices must go out very quickly because I've already had snailmail from a creditor saying they closed my account because of my recent BK...and a fishing one from a debt counseling company regarding the post-filing course.
Maybe today the phone will ring
...
ADD: Phone just rang. "Out of area" call and a Creditor...but not for me! I have been getting phone calls for people with other names, sometimes similar, sometimes not. I don't think they believe me when I say they have the wrong number and that person is not here...
So anyway...I was actually looking forward to ANSWERING those "toll free calls" and "out of area" calls (don't know how anyone does this without Caller ID) but....NO CALLS! What I thought were creditor calls were charity solicits and phone company wanting to "bundle" a better package, etc.
I only have spoken to one creditor that I called...and was transferred like three times before speaking with a very pleasant gentleman who wished me well and asked if I had done CH 7 "because that's the best" and said all calls would stop. He did take lawyer's contact info and case number and that was it. I wonder if they actually do follow up with attorney.
I'm actually disappointed I haven't had the oppty to speak to more creditors! The court notices must go out very quickly because I've already had snailmail from a creditor saying they closed my account because of my recent BK...and a fishing one from a debt counseling company regarding the post-filing course.
Maybe today the phone will ring
...ADD: Phone just rang. "Out of area" call and a Creditor...but not for me! I have been getting phone calls for people with other names, sometimes similar, sometimes not. I don't think they believe me when I say they have the wrong number and that person is not here...
Bankruptcy Wizard
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