Can anyone share what a converting timeline would be like? (13 to 7)
We are wanting to convert to rid ourselves of our nice modest home, because we want to drastically downsize and be mortgage free by paying cash for a tiny home with 401 k loan $)
We also have family members with health issues and the costs are rising so fast after we filed 13.
We want to be mortgage free and want to use this 13/7 process to help get there.
Not sure if we can even convert though.
We played around with a calculator on here and barely made it under, but then our atty office said those calculators are not even used in conversions?
Anyways, so what's the time lime for a conversion?
In the end does anyone ever stay in limbo?
I see many posts here where things don't truly end?
We need to be cleared up so we can then get a 401K loan and pay cash for a small house etc..
We are wanting to convert to rid ourselves of our nice modest home, because we want to drastically downsize and be mortgage free by paying cash for a tiny home with 401 k loan $)
We also have family members with health issues and the costs are rising so fast after we filed 13.
We want to be mortgage free and want to use this 13/7 process to help get there.
Not sure if we can even convert though.
We played around with a calculator on here and barely made it under, but then our atty office said those calculators are not even used in conversions?
Anyways, so what's the time lime for a conversion?
In the end does anyone ever stay in limbo?
I see many posts here where things don't truly end?
We need to be cleared up so we can then get a 401K loan and pay cash for a small house etc..