chapter 7

[jennifer8173]

i am trying to help a friend of mine work on getting the hamp. her chapter 7 was recently discharged, she didnt reaffirm her mortgage because she is behind and from what i understand the mortgage company wont let you reaffirm if you are behind. since she is discharged does that mean he automatic stay is lifted and are will the mortgage company still consider working with the homeowner? thanks for your help

[drowning123]

The stay is lifted, and yes they will work with her before the foreclosure process begins.