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Credit report. Some entries say "petitioned" and some say "included in BK"

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    Credit report. Some entries say "petitioned" and some say "included in BK"

    Hi everyone. My wife and I recently filed a chapter 7 in NJ and our 341 meeting is at the end of the month. We are relieved in a way, and stressed out more than before in other ways. What an emotional rollercoaster. My question is concerning our credit reports. We get updates via email, and I was noticing some accounts read "included in BK" and some read "BK petitioned". Am I to assume 'petitioned' means they are going to object and be at the 341? Or is this just a different way to word that the account is included in the BK?

    #2
    Your bankruptcy hasn't been discharged, that is why some are still showing "petitioned". The others just jumped the gun as reporting "included in BK".
    Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
    I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions.

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      #3
      Oh, ok. Thank you for the reply.

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        #4
        It is very unlikely anyone will show up for your 341. My reports pretty much said the same, nothing to worry about.
        Filed CH 7 4/15/11
        341 5/23/11
        DISCHARGED & CLOSED ON 7/27/11

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