We were in a Ch. 13 for 4 years and decided the house wasn't worth it so converted to a 7. Wished we had converted to a 7 from the beginning. Anyway, we should be discharged around July 15. What happens to our credit score after the discharge? We surrendered the home a month ago and now live somewhere else. We have not heard from the mortgage co and don't even know if they started the foreclosure process. What happens if they don't sell our home for years? Will our credit score take another dive then? How will it show up on our credit? I know that all our items are suppose to show bankruptcy on credit files but will the mortgage co post bankrupcy from our discharge or from when they sell our home?
- You are you viewing the Bankruptcy Forum as a guest (limited viewing).
Don't have a BKForum account yet?
Please REGISTER (it's FREE & takes 30 seconds) so you can post your own questions and see all the features available to registered users. - Welcome to the Bankruptcy Forum aka BKForum. We have strict rules and guidelines to which everyone must adhere to.
Please review our rules before you make your first post.