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Discharged, closed, surrendered the car........and got a check????

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    Discharged, closed, surrendered the car........and got a check????

    Hi Ya'll!!!

    So, I've been discharged and closed in March. I surrendered my car and I thought that was that (owed over 10,000 when car was given up in bankruptcy). Well, I received a check from the bank where the car was financed through for overpayment? While nice to have the money, I'm a bit scared to do anything with it. All the paperwork said that came with the check was it was a refund for overpayment.

    Should I contact the bank about it or just take the money and run!?!?!

    #2
    You don't say how much the refund/overpayment was, but it was probably for a payment that was posted after your filing date. (?) If that is the case I would deposit the money and be happy :-) If you can't figure out how there was an overpayment, I would still deposit it but hang on to it for a while in case there is a mistake somewhere.
    Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
    I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions.

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