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Hired bk lawyer today

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    Hired bk lawyer today

    Hi!
    I did it - hired and paid the lawyer today. I am anxious to get to the paperwork and anticipate it being complete by the end of the week. All my accounts are current as of today (except IRS) - when should I stop paying the monthly bills? I don't want the calls to come to the house (someone staying with us this month)... when do the calls start? Thanks!

    #2
    Assuming you're filing within the next couple weeks I wouldn't send any more payments. They can't call you to collect after the filing anyway due to the automatic stay...

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      #3
      Basically make sure you keep your utilities current to avoid big deposits later and keep home/auto current if you plan to keep them.....

      Keep us posted.
      Minny

      "It's amazing the paths that our feet sometimes follow in life".

      My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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        #4
        If your current and filing soon, you won't get any phone calls.

        We didn't start getting phone calls until after we'd missed 2 payments. So you don't have to worry about your guest overhearing an unpleasant phone conversation with a Creditor.

        Just an FYI,............ Just in case, get several copies of your attny's card and place one near each phone. If you get a call from a Creditor, all you have to do is tell them you're filing BK, give them your attny's name and phone number and that's it. Honorable Creditors are really nice about it. At least that's been my experience so far.
        Filed Ch 7 - 09/06
        Discharged - 12/2006
        Officially Declared No Asset - 03/2007
        Closed - 04/2007

        I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

        Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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