what class and certificate? is there a class before you go into bankruptcy? school me! Thanks.
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Irvipo - You have to take a credit counciling course to file BK. We did it online at my attorney's office.5/9/11 - Filed CH7 - No Asset
7/1/11 - 341 Meeting
9/1/11 - Discharged; 9/22/11 Case Closed
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We had to go to a pre-filing credit counseling or class, if you want to call it that. Ours was actually beneficial to us in that the lady that consulted with us, pointed out things that we missed in drawing up our budget prior to filing. She also looked at our income and outgo, and told us that we were better suited for a Ch7 BK rather than the h13 we were trying for.
The post filing class, we took online and it took about an hour. In both cases, they present a 'Certificate of Completion" that needs to be in your file."To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."Comment
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Neither of those classes were any problem at all. Both were cheap. About 35 bucks each class. One was online. As the Mrs. stated both helped us.
BTW Mrs. go to bed, you got an early day tomorrow. "Your" 'HubIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.Comment
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My lawyer gave me the site below...........it cost me all of 5 bucks! Now looking for post at a low cost as 341 is MONDAY!!!
www.consumerbankruptcy.info is the website.
Good luck.Filed CH 7 4/15/11
341 5/23/11
DISCHARGED & CLOSED ON 7/27/11
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