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another mortgage question

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    another mortgage question

    Hello Everyone,

    I had a question that I havent been able to find an exact answer on. We are planning on filing next week and not re-affirming our home. My question is are we able to stop making our mortgage payment after we file and before we are discharged without putting our possible discharge in jeopardy? Thanks in advance....

    #2
    Are you keeping the home or are you walking away? If keeping you need to make payments. If walking away then you should be able to stop. How is it listed on the Statement of Intention?

    Des.

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      #3
      we eventually plan to walk away, but we were hoping to use the funds we would save during the foreclouse process (at least 3 months from what I have been told) to put toward a new rental, security doposit and find another place to move (because we have nothing secured as of yet)... I will have to look at the paperwork when I meet with my lawyer, I know we decided not reaffirm.

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