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    #31
    Originally posted by unkelaaron View Post
    It appears that your wife’s income and expenses are a wash because we can only claim the expenses if she has the income, then only to the amount of income, which is why I did not recommend waiting to file. Since you are likely to lose the debt service of the homestead and rental property in the next round, a surefire fix would be a charitable contribution of about $3,500/m for the six full months prior to filing, since there is not limit in chapter 7. Compared to $66,000 over 5 years, it would be a considerable savings, and you would be someone’s hero.
    Honestly, I think there is something wrong here. Inexperience, incompetence. I don't know. Something. His reasons for not postponing are wrong and his plan for your future filing will fail.

    Aside from daycare (if she's not working) you can include your wife's separate expenses as household expenses. In fact, I've read about using non-filing spouse's debt as a deliberate qualification strategy.

    Also, starting up some crazy charity scheme in between a dismissed case and a new case & trying to claim it as an expense will land you in a pot of boiling trouble.

    Seriously, I'm worried about this guy's clients. If you keep him and have him file for you, you're going to need to be your own advocate. Do a lot of reading, post your expenses here on the forum and get some feedback, etc. You're going to need to do some serious work to protect your own interests. Or, hire another lawyer and start over.

    It really stinks that people like this guy are out there taking money and scuppering cases. Luckily, you will have another shot at it. Gotta get your ducks in a row.
    There are two secrets for success in life:
    1.) Never tell everything you know.

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      #32
      So case was dismissed by UST last week. Do I have to wait 6 months from when I first filed, or 6 months from the dismissal date to file again? what a mess.
      thanks

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