I searched but I am unable to find an answer. I am working on my chapter 7 and I used to have a BOA Secured CC which had full balance. I made a payment but the payment went NSF and I ended up going over my credit limit. My question is can the over limit be discharged in BK? I closed the account and let them take the deposit to cover the balance but since I went over limit my deposit did not cover my whole balance. So now it shows up as negative secured cc on my credit report.
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