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Buying a car before discharge

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    Buying a car before discharge

    Is it possible, after I reaffirmed 2 car loans, to buy a car before discharge (and before the hearing re reaffirmations) and so, to change my mind and to give back one of the cars just reaffirmed?
    Ch.7 filed: 2/23/2011 Discharged: 7/7/2011 Asset: Yes Case Closed: 7/30/2013

    #2
    You can rescind a reaffirmation agreement "within sixty days after such agreement is filed with the court, whichever occurs later, by giving notice of rescission to the holder of such claim"

    11 USC ยง 524(c)(4)
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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