I have read a few different posts on home modifications but most seem to be after people are discharged from there BK.
I have filled out all the paperwork and ready to take it to the attorney so he can file my Bk, than Friday in the mail my mortgage company sent me paperwork for a trial period for a home mod (Aurora is my mortgage co). My house auction date was already scheduled for June 6th. I would like to stay but don't want to reaffirm my mortgage.
If I do the trial period while filing Bk will they modify my loan or do I have to wait until after it is discharged and will I have to reaffirm?
I have filled out all the paperwork and ready to take it to the attorney so he can file my Bk, than Friday in the mail my mortgage company sent me paperwork for a trial period for a home mod (Aurora is my mortgage co). My house auction date was already scheduled for June 6th. I would like to stay but don't want to reaffirm my mortgage.
If I do the trial period while filing Bk will they modify my loan or do I have to wait until after it is discharged and will I have to reaffirm?