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Why???????????????? does my creidt report show this before discharge????

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    Why???????????????? does my creidt report show this before discharge????

    Why do my Credit reports all show
    "included in Bankruptcy???
    Also one of my Citi cards was charged off, $16399, refereed to a lawyer, but now is gone from my Credit report?? I am getting ready to be sued my citi??
    why does my amex card show $7800 pays as agrees, and my other account shows "included in Bankruptcy??? Both were in my BK paperwork.
    It''s day 11, trustee reported "no distribution"
    $88,000 in Credit cards alone, 2500 in taxes, and made $36,000; passed means test, what should I worry about at day 14, 30 and beyond???

    #2
    Newstart11

    Included in Bankruptcy is a good thing (kinda) it's half the battle of cleaning up the reports after the discharge.

    I had the same thing with my Citibank card - the charge-off dropped off completely (yeah) - samething with an installation loan with CitiFinanical. I'm not complaining

    Your two Amex cards could be reported by two different division of Amex one might update faster then the other. I noticed that when I pulled my reports in January not all cards reported IIB, but 7 days after the discharge all cards reported IIB or discharged in BK.

    Report of no distribution - this is good, this pretains to assets the UST didn't find anything that could sold and distribution to the creditors.

    As for objection to discharge the 60 days after your 341 - whoever knows what creditors could/would/might do, everything I read has a common theme. "The most commonly filed objections are those to the dischargeability of a debt greater than $500 incurred for the purchase of "luxury goods or services" within 90 days preceding the filing of a petition, or of debts greater than $750 for cash advances within 70 days before filing." I didn't have anyone object so I can't speak of the process.

    Congrats on the succesful 341 and report of no distribution. Good luck with everything.
    Filed Pro Se: 11.12.2010 ~ 341: 1.12.2011 ~ Discharged: 3.9.2011 ~ Officially an Asset Case: 3.30.2011 ~ Last Day to File Asset Claim: 6.28.2011 ~ Trustee Final Report: 8.1.2011 ~ Asset Distribution: 8.31.2011 ~ Case Close: 11.15.2011

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