That if you don't file in 2 weeks your case disappears...because I went almost 2 weeks ago but I didn't want to file then because I needed more time to get a car...so she told me if i don't come back it will stay on my report and i won't be able to file again...I didn't actually file and I don't remember filling out any paperwork beyond consent forms
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I think what she is referring to is if you file a "skeletal" petition. Once you file the petition and credit counseling certificate you have 5 days to file a master mailing list and 14 days to file the balance of your schedules and statements. If you miss the deadlines the case is dismissed but the fact that you filed a bk will be correctly reported.
While they tend to be a sometimes necessary evil, most of us (including me) do not like to do "fast filings" as the client tends not to follow through with supplying the necessary info to finish everything within that 2 week period. We will do them but give stern warnings to the client that they must fulfill their obligations to get the info in very, very quickly.
Des.
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Originally posted by despritfreya View PostI think what she is referring to is if you file a "skeletal" petition. Once you file the petition and credit counseling certificate you have 5 days to file a master mailing list and 14 days to file the balance of your schedules and statements. If you miss the deadlines the case is dismissed but the fact that you filed a bk will be correctly reported.
While they tend to be a sometimes necessary evil, most of us (including me) do not like to do "fast filings" as the client tends not to follow through with supplying the necessary info to finish everything within that 2 week period. We will do them but give stern warnings to the client that they must fulfill their obligations to get the info in very, very quickly.
Des.
But Desp is right, most attorneys won't do emergency petitions because of the high risk of it being dismissed.
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It may also be called an "Emergency Petition". When that happens, the debtor has 15 calendar days to get the rest of the material in, or else. For us, we filed on Dec 28, 2007, a Friday, right before the long New Years weekend, so we lost several days because of the holiday. Fortunately, WE were ready; the attorney wasn't and we had several things that would happen on Jan. 1, that made this filing necessary."To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."
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My understanding is that the lawyer will not fully file your case until you PAY IN FULL. Other wise they debt you owe the lawyer could be part of the BK. Then the lawyer wouldn't get paid. So they want to be paid in full.This isn't legal advice, I'm in the same boat you are.
Talked to lawyer Feb 25,2010
Stopped paying / using credit cards march 1st.
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Originally posted by outofdebt201 View PostMy understanding is that the lawyer will not fully file your case until you PAY IN FULL. Other wise they debt you owe the lawyer could be part of the BK. Then the lawyer wouldn't get paid. So they want to be paid in full.
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