General Chapter 7 questions

[TomD]

Going to file Ch. 7 any day now. Scheduled for pre-BK counseling on 3/24. Of course I'll run these questions by my counselor, and in the meantime:
1. Do I need to list sale of personal property(snowboard, treadmill,laptop, gym equiptment:all sales under $450 with no receipts, done thru Craigs List) as income?
2. Do I include monthly CC minimums in my expenses even though I haven't paid them since 11/05?
3. Can I file by mail in New Jersey?
4. Borrowed $1,000 from my former boss and deposited it in my Bank Account back in October. Do I list this as some sort of income or do I list him as a creditor?

Thank you for your assistance.
TomD

[SinkingFast]

I think the kind of property the Court is asking about is cars, houses, expensive stuff. Things with titles or deeds. Expensive jewelry would need to be listed as well.

You will have to show Bank Statements back to Sept 1, 05, at this point, so you'll probably need a reasonable explanation for the $1K deposit. Especially if it's totally out of character in the history of your acct. You need to ask an attny about listing your boss as a Creditor.

Don't include your CC payments in your list of expenses. Any expense that will be discharged as a result of the BK is not to be listed in your routine monthly expenses.

File by mail,.......... Dunno.