What is the mean test and where can I take iy

[staron]

hi

[LadyInTheRed]

Hi! The means test determines whether there is a presumption of abuse that would prevent you from qualifying for a Chap 7. It is described in detail at http://www.nolo.com/legal-encycloped...ity-29907.html And there is a link to the "means test calculator". Keep in mind that an attorney may very well come up with a different result than you do. But, it's a good way to get an idea of whether you qualify. Also, even if you pass the means test, a trustee could object to a Chapter 7 if it appears "based on the totality of circumstances" that you have the ability to fund a Chap 13.

[rhp]

hi

It helps determine if you are eligible for BK.
I started here. Plug in your zip for local info.

http://www.legalconsumer.com/bankruptcy/bankruptcy-means-test.php?

[rhp]

Woops. Cross-post. What ladyinthered said, too.

[tcreegan]

Hi staron,

Use NOLO to understand how the means-test works. I didn't trust the online calculators so I got the actual form and filled it out.

For the real deal, go to http://www.uscourts.gov/FormsAndFees...ptcyForms.aspx and get form B22-A

Go to http://www.justice.gov/ust/eo/bapcpa...anstesting.htm for some of the data to use filling it out

Go to http://www.justice.gov/ust/eo/bapcpa...ne_by_line.pdf for some line-by-line explanations

Good luck on this!

Tom in Colo